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The Future of Retail

White Paper: Webgains

Executive Summary The events of the past two-and-a-half years have reformed the vision for the future of retail and how businesses need to maintain a close relationship with their customer, in order to survive and come out on top. Never has the gap between retailers and consumers been so slight. The feeling across the board is one of hope and resilience, with a shared understanding of the importance of innovation. The Future of Retail white paper provides fascinating insights into how the world of retail is coping and will adjust in a post-pandemic future. Within this report, gain insight into how global behemoths like Alibaba are adjusting to the ‘new normal’ through leveraging omnichannel strategy with their Mom and Pop stores. Discover how Gen-Z are voting with their wallet and challenging retailers that are lacking in their approach to ethics and sustainability. Read how the high street of the future will serve many needs, not least as hubs for various communities but where people will still gather and meet for that all important real life human connection. This report also covers the advancements in seamless transaction and the rapid rise of the digital wallet, thus shifting attitudes towards models such as Buy Now, Pay Later, and the effort to deliver to the last mile. From covering these vast topics, one thing remained clear; the brutal nature of various lockdowns, restrictions and economic uncertainty has separated the DNVBs and retailers who were quick to adapt from those who lacked vision and an urgency to change tack. It is evident that relevancy is one of the key indicators to success within a post-pandemic world. Mumtaz Khamker, Global Head of Strategic Growth at Webgains Ltd. The Age of OmniChannel Introduction As the world regroups post-2020, we are seeing a shift in the way retail operates with an accelerated integration of digital. Here at Webgains, we have supported many small businesses to pivot and compete against much larger brands. These scaleups thrive by focusing simply on service, delivery and content. By integrating affiliate marketing into their strategy, our brands discovered that they were able to adapt and remain active during a time of intense doubt and uncertainty. By embracing and utilising the vast revenue streams digital commerce has to offer, our clients were able to build upon their brand presence and generate revenue without the need for a physical presence on the high street. This is demonstrated by DNVBs such as Boohoo and ASOS, acquiring the rights to long-standing high street giants. A scenario many wouldn’t have seen coming, certainly not in this decade. It is a prime example of how a willingness to bake omnichannels into your strategy will ensure relevance and longevity. Within our first topic of the Future of Retail report, we explore the key drivers which will aid in the survival of commerce and pave the way for a new type of retail.  

Hyper Converged Infrastructure: Data Protection Isn't a Snap

White Paper: Quantum

Hyper Converged Infrastructures (HCI) brings non-disruptive scaling, reduced complexity, and other benefits, but it requires a stronger data-protection strategy because hyper convergence brings new vulnerabilities. Hyper converged systems are a perfect target-one unique system to encrypt with a built-in replication to spread the malware. For smaller companies with relatively few virtual machines (VMs), a Hyper Converged Infrastructure solution may be the only architecture their data center needs, providing the ultimate simplification. Some critical applications can also be hosted on an HCI, but designing an HCI to meet performance service-level agreements (SLAs) might be challenging compared to designing a more traditional infrastructure. This whitepaper provides insights on data protection basics and its role in Hyper Converged Infrastructure projects. It also explains about how designing an HCI to meet performance service-level agreements (SLAs) might be challenging. From virtualized to hyper converged environments- Understand data protection basics and implications in these environments Hyper convergence- New Threats: Understand Data Protection and the Implications in an HCI How to choose the right approach for your hyper converged environments Array-Based Snapshots Are Not Backups

Your Last Line of Defense Against Ransomware

White Paper: Quantum

The best defense against a Ransomware attack is to perform a regular backup of your files. Ransomware is a type of malware that prevents or limits users from accessing their computer system, either by locking the system’s screen or by locking/encrypting the users’ files unless a ransom is paid in exchange for the deciphering key. Keeping a disconnected off-line copy of your data is a pragmatic way to improve your backup strategy. Your last line of defense against Ransomware needs to be an off-line backup. This whitepaper describes what happens when Ransomware takes over a computer, what steps needs to be taken for defense against Ransomware, and how regular and proper backups can help users restore data. It addresses key questions like: >How does Ransomware get into your environment? >How do you protect your data from Ransomware attacks? >Is cloud Ransomware protection heaven?

What it Takes To Maintain a Successful DRaaS Partnership

White Paper: Sky Data Vault

The Disaster Recovery-as-a-Service (DRaaS) market gets a lot of buzz, but end users tell us it’s hard to do. Many of the products in the market today offer a DRaaS solution in addition to, or separate from, an overall data protection strategy, often pulling the focus of IT away from their current datacenter investments and momentum. Careful and strategic development of a successful DRaaS partnership is going to play an integral role in defining the success of businesses moving forward. This whitepaper discusses: What does it take to develop and maintain a successful partnership with your DR provider? What you’ll receive out of a successful DRaaS partnership? Organizations that outsource disaster recovery say that the costs are the same as or lower than in-house solutions

Providing a total risk management solution

White Paper: Zywave

Providing a total risk management solution is an important aspect for P&C brokers apart from focusing on coverage and obtaining the best price for your client. Clients are looking for brokers that can take on a trusted advisor role, helping them address their true business exposures and help mitigate their total cost of risk. With the right resources, one can offer prospects and clients effective risk management processes which address all of the issues, create value, and become an integral part of their decision-making process. This whitepaper provides steps that should be taken to move towards becoming a trusted risk management advisor for your clients by managing their total cost of risk and providing solutions to help them save money on their long-term risk management costs. It addresses the following key questions: How does risk management impact a business’s bottom line? What are the employers’ top 3 risk management challenges? What are the most effective ways through which a broker can take on the advisor role? Deliver a total risk management solution to your clients and you’ll find yourself with a new business model that makes both you and your clients more successful.

A.I. for Risk Based Testing and Production Driven Test Coverage

White Paper: QualiTest Group

Analyzing large amounts of production data by actual users is a very good risk-based approach to testing highly complex systems based on what users actually do instead of all of the theoretical permutations of what a system may need to support. Is software testing capable of employing A.I. approaches, or will human software testers soon be bested by computers as well? This white paper highlights one specific approach that is driven by analyzing large amounts of production data that describes actual usage by real users through the data taken behind them. It discusses: How A.I. can help the 5 basic sources of test coverage Different ways in which A.I. in testing can also be used Risk-Based Testing-Which test cases are most important and most likely to encounter failure, and how do you limit the count?

Contract Risk Playbook: Risks Hiding in Plain View

White Paper: Exari Systems

Contract management is an integral component of the firm’s strategy and business operations. A lack of control around the contractual relationships creates risks, and can lead to brand or reputation damage and the loss of significant revenue. Contract risk management enables senior executives and boards to improve operational excellence while reducing risks. This whitepaper helps to examine how contractual agreements, a vital and often overlooked corner of operations, can provide management with the business intelligence to help reduce risks, uncover waste, and improve performance. Key takeaways from this whitepaper: Contract risk- in terms of three broadly defined themes How well do you know your contractual risk? Contract risks to watch out for-Pain points Current trends in contract risk

BCBS 239 Leveraging Infrastructure

White Paper: Copal Amba

Guide to BCBS 239 compliance : Risk data aggregation and risk reporting(RDARR) BCBS 239 is a regulation that focuses on a number of issues beyond just risk data and its aggregation. This whitepaper is recommended for decision makers at banks complying with BCBS 239, and looking to explore how outsourcing/engaging third parties can help rationalize costs and mitigate the risk of overspending, as well as use the regulatory delta as a competitive advantage. This whitepaper on Risk Data Mangement covers: What is the role of BCBS 239 and risk data aggregation and risk reportingin Risk data Management Why is risk data important ? Scope & Key BCBS 239 Implementation Challenges: Preparedness and potential risks that banks face in implementing 239 guidelines. Pilot Run: Results highlighting the SIB preparedness in implementing BCBS 239 by the given deadline Download this insightful whitepaper that brings you the ways to prepare for BCBS 239 compliance, challenges in effective Risk Data Aggregation and Risk Reporting (RDARR) capabilities.

Contract Risk Management:Contractual Risk Assessment and Compliance

White Paper: Exari Systems

Contract risk management approach allows you to gain clever insights into contractual risk exposures so that you can manage them from an enterprise view. Implementing software for contract risk management  is now a priority for deriving value from contracts and contracting processes. So, what is the procedure for implementing contract risk management software? What are the most common contract risk management issues? In order to gain clever insights into contractual risk exposures, organizations should implement a 3-step strategy in their contract risk management practices which are summarized below. Assessing the situation for a better understanding of contract risks. Taking necessary actions to prevent contract risks like early termination of revenue contracts and compliance failure. Developing measures for managing contractual risks by tapping into business risk intelligence. Download this contract risk management whitepaper now to learn more about the risks due to poor contract management practices and how to tackle them for deriving values from contracts and contracting processes.

Vulnerability Management Maturity Level Control Security Risk Attacks and Data Breaches

White Paper: Digital Defense

An organization’s vulnerability management maturity level is related to their ability to drive out security risk from their operations. The purpose of this model is to help organizations gauge their level of maturity with respect to their vulnerability management processes and their security maturity risk level. What truly is vulnerability management? Vulnerability management is a process which includes far more than a vulnerability scanning and management technology. There is a strong need for organizations to learn and evolve their vulnerability Management programs to control security risk attacks and data breaches. Learn from this whitepaper the factors which are indicative of an organization’s vulnerability management maturity level such as, Business environment:  Indirect factor which influences the maturity of vulnerability management Policies: service level agreements Assessment related factors that play important role into an organization’s maturity level of VM Remediating/mitigating vulnerability findings Last step of vulnerability lifecycle process: Measuring and reporting findings. This whitepaper clearly answers your related questions on Vulnerability Management such as: How can we measure vulnerability management? How can vulnerability management tools tackle data breaches involving vulnerabilities? How to implement vm3 model to transform your vulnerability management processes?

Four Steps to Building a Global Supply Chain Risk Management Platform

White Paper: PICS Auditing

Four Steps to Building a Global Supply Chain Risk Management Platform Managing global supply chain risk is difficult, as these risks range from the minor "bump" in the road to a company disaster. With the right proactive approach these risks can be mitigated and even eliminated. Do you want to identify and understand the possible causes, and direct and indirect effects of these risks?   Read this whitepaper which represents the 'four cornerstones for   impementing successful supply chain risk management process '' as well as addresses a few questions like: Which are the steps needed in building a global supply chain risk management platform? What are the common issues and challenges that exists in global supply chain management process? How are environmental factors affecting global supply chain risk management? How to prevent risk in global supply chain management process? How to improve supply chain risk management by monitoring for risks to your global supply chain process? The whitepaper also comes with a case study for Financial Solvency Verification.

A New Approach to Security & Compliance for Financial Services

White Paper: NopSec

The security and compliance are a major concern for the financial services organizations of all sizes in today's economic and cultural environment. So now the question arises: Is your financial service firm meeting the security compliance standards? If you are delaying cyber security and compliance, then your organization is more exposed to vulnerabilities and cyber attacks. This white paper on “A New Approach to Security & Compliance for Financial Services” talks about: How can smaller financial firms reach the security and compliance objectives? What are the general areas of financial compliance that can affect your organizations? What are the top factors driving new spending on information security compliance in financial services? What should be the security budget to face the challenges of security and compliance for your financial firms Gain an insight on how smaller financial services firms can reach their security and compliance objectives by gaining a deeper understanding of the cyber-security regulatory landscape.

Extend BPM and Lower Risk with a Hybrid Approach

White Paper: BPM Partners

How does a hybrid approach to performance management disrupt conventional solutions while preserving the value of spreadsheets? The hybrid approach to performance management is basically a design approach that combines a centralized database, workflow, and protective governance of spreadsheets for both input and output vehicles. This whitepaper examines the tradeoffs of the relatively new hybrid approach, and how it wraps data governance around the spreadsheet as an input vehicle. In this whitepaper, you’ll get to know more about: How spreadsheet-based performance management provides a competitive advantage, extends performance management into other application areas, and lowers risk How hybrid solution imposes workflow on data collection and the protection of audit capabilities around budgets and report numbers that export to a spreadsheet for analysis and usage The benefits of mixing Excel spreadsheets with key aspects of packaged applications for business performance management

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